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Did the Chancellor's Pre-Budget "Make the Earth Move" for you? |
Whilst we applaud any action that helps to get the country out of recession we can't help feeling that Mr Darling's budget was little more than a very expensive sticking plaster on a gaping wound.
The critical factor is to get cash moving again!
We as taxpayers have leant to the banks but in return they are not lending back to either small businesses or individuals and there's the rub. Fear of job losses is making those that have a little extra to spend keep it and reduce their borrowing - all because of loss of confidence.
The whole sorry mess has we all know has been created by greed and short term profit making. And now small business and individuals will pick up the lion's share of charges as banks recoup their profits.
The two factors that still need addressing then are lending to individuals and small businesses.
The mortgage market could be stimulated by giving local councils the power to lend where banks refuse borrowing for house purchases. Some fifty years ago local councils could lend money for mortgages....they should be allowed to use the cash tied up from the sale of council houses to fund house purchases locally.
Regional Development Agencies could be allowed to lend to small businesses.......
Let them take on the role of Regional Business Loans instead of putting the money into banks. Let's face it, there will soon be enough bankers available in the job market to run these operations and with the funds coming from the RDA's they will not be subject quick foreclosure at a whim.
Every small business we talk to is saying the same thing!
If the consumer is not buying there is no chance of us borrowing to fund growth or new product development. If the man or woman in the street is not spending we are all in it up to our necks!
If we are to "spend" our way out of recession then the things that need to be addressed are those above and also a curb on repossession and bailiffs powers which are being used proficiently by banks and other lenders too early and as a means to pull something back from the abyss that they perceive is waiting for them.
Credit cards and banks are reducing or removing borrowing from small firms and individuals arbitrarily, and by doing so are fuelling the recession.
Re-focus your thoughts Mr Darling and try again.......... |
New pages with important news...... |
Hello again,
Over the last year we have been working hard on additional features to the portal's software which can really help you bring visitors to your website and make them buy from you. In addition to working on new features we have also been looking at how we can help you to Scientifically market your websites better and raise your profit levels.
As we keep saying, it does not matter whether you sell products or your time. Retail, Manufacturing and Service based websites still need to attract people and keep them coming back.
If you sell products which you either make yourselves or buy from wholesalers or manufacturers. Look at our Landing Page on how to increase your profits by between 23% and 132%.
If your site is services orientated then have a look at our Landing Page for service companies and see how you can make sure you are getting the best from your Internet Presence.
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Getting Ready for Christmas?Posted 24th September 08 |
 Hello, good to be able to speak to you again...Like it or not, Christmas is on the way - You may want to make an impact with your existing website for Christmas or you may be thinking about creating a new web site in time for Christmas.
If you are, then NOW is the time to start the Christmas Web Promotions, leave things any longer and you will have to move much faster to gain as much as you can from your Internet presence.New PagesSimilarly, with new pages it can take anything from a couple of days to four or five weeks to get your new page recognised and categorised by search engines which is why we put this message out every year coming up to one of the main "buying seasons" for the vast majority of websites. New websites!It takes around 6 to 9 months to get your new web site known by the search engines which will drive visitors (traffic and sales) to your site. The only way to circumvent this is to spend a considerable amount of cash on advertising with search engines and using pay per click tools like Google Adwords, but these can cost you quite a bit of cash if you are not careful. "Get you on Page 1 on Google - Guaranteed!!!! - What a load of TOSH..."Anyone who tells you that they can get you on the front pages of all the major search engines in a very short period of time without you spending a considerable amount of money is telling you "porkies". There are over 350 million websites out there on the Internet and around 80% of those can only be found by the person who owns the site and the designer who built it.
To have an effective Web Site strategy is critical to getting visitors (and especially those who will want to buy) to your site. If you want Christmas trade from your website - then you must start planning and acting now, delaying the issue for a month or longer will not help to bring a return from any investment you make! It simply won't give the search engines time to scan your site and categorise it correctly! Marketing your website takes time or money or both. There are no quick fixes; having said that, if you are dealing with a professional Internet marketeer then you should start to see returns reasonably quickly and on a growing upward curve over a few months. This is why you need to start on your site's promotions now if you want to be selling your goods or services for Christmas.
Getting Websites and web pages to attract visitors and more importantly "buyers" for your goods and services is a Scientific Process, it's not just chance; and it doesn't matter whether you sell products or services - the same principals apply. Existing Websites!If your existing website is not performing in the way you want, then it's quite possible your marketing of the site is not hitting the target and needs fine tuning. As we mentioned before, the vast majority of websites can't be seen because their owner does not have the necessary skills to promote the web site in the correct way or it has been dropped by search engines because it does not have updates done on a regular basis with fresh content and interesting facts or stories about what you do and how you do it.
Don't leave it to chance - Act now and get the best out of the Christmas seasons trade, it's even more important this year with the credit crunch impacting on incomes. The plan for Spring and so on.......... Ask yourself - Do I want a Christmas seasonal look to the pages?
- Should this seasonal theme stretch to promotions for next Spring, Summer, Autumn and Winter?
- What will the special offers or promotions be?
- What can I do to make it easier for them to buy from me?
- Who will my campaign be aimed at?
- How do I reach them?
- How can I create the buying signals?
- How do I make the customer want to act now and purchase what I am offering?
- How can I best optimise my web pages for special offers?
- How can I increase visitors and turn them into buyers?
- What can I do myself (think of your time and skills) , what do I need someone else to do? (think of how much time and effort you can save if you get a specialist to do this, which will leave you time to organise and deal with enquiries)
- What can I do to keep them coming back to my website?
Remember, a website is not just for Christmas, like the rest of your business you need customers all the time, don't just think that one you have set p a website that you can leave it alone for weeks or months on end and expect it to bring you regular incomes........It does not work that way.
Like all forms of business marketing you need to target and make you potential customer want to deal with you and not the competition! You will not achieve that by keeping the same tired old pages. - Make sure your visitors can find what they are looking for quickly and without too much effort, then give the opportunity to buy as quickly and as simply as you can. The easier you make it the more likely they are to buy from you.
- Build Relationships with your clients.....just because they don't buy this year, it does not mean that they won't buy next year. So keep in touch.
- Use the software in the content management system to collect leads for mailing lists and send them notices of when you change pages or bring in new stock, enhance existing lines or create new ones. This includes what we call brochure sites, websites for those who sell their time or expertise rather than products. Newsletters and the like can make sure you are always at the forefront of their minds - Make sure you stay there!
Here's an early salutation to a Happy, Prosperous Christmas and New Year!
If you would like to discuss any of the above feel free to give us a call on 015395 31338 or send us an email and we'll get back to you. |
25/10/07 - Tory's tax support for families |
Reading our blogs so far you might think that we were against a Labour government, for the record we are not.
However, we are against any kind of government that - Tells you one thing and does another
- Makes bad legislation on the hoof
- Does not think through its legislation for its impact across the business spectrum
- Changes its clothes to suite public opinion or curry favour
- Fails to do its sums and then blames the unfortunate individuals in our society who are for whatever reason unable to work
Here are some home truths on the Tory's record on taxation and support for families - Margaret Thatcher decided that there was no such thing as "the family" or "Society" and so taxation should no longer favour families against the single members of our society and her Chancellors duly took up the challenge to remove the bias.
- Married Persons allowances in these days could be swapped between husband and wife, so if the wife wasn't working or earning significantly less than her husband, her husband could claim her full tax allowances or unused tax allowances against his own income. In today's terms that would mean that a married couple could afford to earn almost £10,000 before basic rate income tax was levied
- The husband of the wife could elect for either of them to claim the married persons allowance (then around £1,000 p/a) this took the non taxable items in this one parent working family to £11,000 before tax was levied.
Get real Mr Cameron!
You will have to move much more before you convince us and many more that your policies are truly family friendly and not a marketing ploy. On the subject of Benefits
I would challenge these "born with a silver spoon in the mouth" holier than thou politicians to live on the benefits paid out each week to those in our society who for whatever reason don't or can't work.
Spend a month or two in their shoes mate, most of them they didn't go to public schools and have the benefit of family wealth behind them. But they are people not numbers! |
23/10/07 - Government's should be aware of the following..... |
Mr Darling and any Chancellor of the Exchequer that follows him should be aware of the following statistics. - Small Businesses account for over 50% of the country's GDP
- Small Businesses employ over 58% of the private sector workforce
- Small Businesses make up 99% of UK businesses
- Over 95% of these small businesses have less than 10 employees
- Every piece of legislation that National Government and The European Commission passes costs small businesses far more than it does large organisations to implement
- Current employment legislation is holding back the growth of small businesses
- Rural small businesses have a harder time than urban small businesses due to poor infrastructure
Ed |
22/10/07 - Alistair is no longer a Darling! |
We often wonder what questions Government Minister's ask of their edicts and their legislative impact.
For example:
- Can anyone at the Treasury actually add up?
- Are they aware of the wider implications of changes in legislation and taxation?
- What is the impact on small firms of legislation brought to the statute book?
The Chancellor of the Exchequer has backed himself and his party into a corner.
Mr Darling clearly demonstrated the other day on the new rules regarding Capital Gains Tax that neither he or his predecessor Gordon Brown have any idea how to think laterally. The changes to CGT rules mean that many small business owners will now loose out on their retirement planning and the adverse impact on small firms will still be greater than on large corporates.
The new rules are little more than an exercise in increasing taxation for all rather than addressing specific capital gains like those of the highly paid in venture capital and investment companies. This knee jerk reaction had not been thought through and now millions of hard working owner managers in the small business sector will suffer as a result.
Both Brown and his Protégé Mr Darling had no idea that the stealing of the Troy's stance on tax and other policy aspects would have changed the Labour leads in the polls so dramatically; but in making laws and regulations without thinking them through serves only to reduce them further in the eyes of the voting public and in particular owner managers of small businesses.
Having said all that, are we being a little unkind?
Perhaps the whole thing was intentional; to bring in more revenue from all areas so that they can continue to manage the country's affairs so ineptly. Ed |
22/10/07 - Survey from the FSB backs up statistics on Government Ever Increasing Bureaucracy |
Mark our words, they latest plans on taxation and legislation will sign the death warrant for the Labour Government.
The first qualification (it appears) needed to run a Government Department is to have a complete indifference on what commerce and industry needs and in particular what the small business sector cries out for.
Legislation from Brussels and our own National edicts continue to weight our owner managers down and increasingly takes up more time for the Whitehall pen pushers to poor over reams of statistics on how well they can view our economy.
If it comes from Brussels you can bet that our own mandarins are going to egg up the wording and impact so that more and more time is taken up by complying with regulations rather than running a business.
Our thanks to the Federation of Small Businesses for the information below. In a recent survey nearly 3000 firms gave their verdict of regulation.
The FSB's press release goes on to say that - Nearly 80 percent of small businesses owners, who generate half of UK GDP, have to deal with increasing levels of employment law by themselves, a new Federation of Small Businesses (FSB) report shows.
The survey of 2,826 small firms showed that small business owners and entrepreneurs are facing an ever-increasing burden of employment law unaided – 78% deal with employment paperwork themselves and a third do not know where to get Government advice on legislation that affects small businesses. This does not mean less protection for employees – in fact simpler laws would increase the understanding of the laws by small firms and their ability to implement them.
In addition, nearly a third of small business owners (32%) said that they didn't take on new staff because of the complexity of employment law.
Ed |
22/10/07 - We really want to help small businesses - That's why we are increasing your taxes! |
Over 50% of the UK's Gross Domestic Product (GDP) is produced by Britain's small businesses, yet every time the Government comes up with an idea to help small firms it usually ends up with an increase in taxes or paperwork.
Our small firms are treated like a Cash Cow by whatever government happens to be elected and we are abused constantly as unpaid tax collectors as the ranks of civil servants grow and we in the small business sector do more of their work.
Politicians are so lucky - they obviously couldn't run a business and the only reason they are still there is because we pick up the tab for all their incompetences.
Get a grip Westminster - you are here to serve us not the other way round!!!!!
Ed |

Artemis Media (Cumbria Business Portal) is not and does not take responsibility for the content that is put on to a web site by the owner of the site and the owner of the domain name of that site. All disputes are with the owner of the site and not the host.
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